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Who is NOT eligible for Medicare coverage?

  1. A person aged 65 or older

  2. A person who has been entitled to Social Security Disability for 1 year

  3. A person with end-stage renal disease

  4. A person receiving Social Security Retirement benefits

The correct answer is: A person who has been entitled to Social Security Disability for 1 year

The correct answer indicates that a person who has been entitled to Social Security Disability for one year is not categorized within typical Medicare eligibility. However, it's important to clarify that individuals who qualify for Social Security Disability Insurance (SSDI) are generally eligible for Medicare after 24 months of receiving disability benefits, not just after one year. In contrast, those aged 65 or older, persons with end-stage renal disease (ESRD), and individuals receiving Social Security Retirement benefits are all eligible for Medicare coverage as prescribed by the program's guidelines. Therefore, this question’s correct answer reflects an understanding that the duration of Social Security Disability entitlement plays a critical role in determining Medicare eligibility, with 24 months being the key timeframe for individuals who are solely relying on disability for access.