Long Term Care Certification Practice Test

Which government program provides health care for indigent individuals?

1. Medicare

2. Private insurance

3. Medicaid

4. Veterans Affairs

The correct answer is: Medicaid

The government program that provides health care for indigent individuals is Medicaid. This program was established to offer medical assistance to those with low income and limited resources, ensuring that vulnerable populations, including families, children, and the elderly, have access to essential health care services. Medicaid covers a broad range of medical services, including hospitalization, physician care, nursing home care, and long-term care, thereby supporting individuals who might otherwise be unable to afford such critical services. In contrast, Medicare primarily serves older adults and certain individuals with disabilities, regardless of their financial status, which makes it less focused on indigent care. Private insurance, on the other hand, generally requires individuals to pay premiums and does not specifically target low-income populations. Veterans Affairs provides care primarily for military veterans, which is a distinct group separate from the indigent population. Therefore, Medicaid is uniquely designed to address the health care needs of those who are financially disadvantaged.