Long Term Care Certification Practice Test

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Prepare for your Long Term Care Certification Test. Study with flashcards and multiple choice questions, complete with hints and explanations for every question. Get ready to excel in your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What type of services does long-term care insurance typically cover?

Emergency medical services
Routine check-ups and preventative care
Assistance with daily living activities
Specialized surgeries

The correct answer is: Assistance with daily living activities

Long-term care insurance is specifically designed to help cover the costs associated with assistance for individuals who have chronic illnesses, disabilities, or other conditions that prevent them from performing daily activities independently. This type of insurance typically provides benefits that facilitate personal care and support services, which include assistance with bathing, dressing, eating, toileting, and mobility. The focus of long-term care is generally on custodial care rather than acute medical care, which distinguishes it from other types of insurance that might cover emergencies, surgeries, or regular medical check-ups. This ensures that individuals receive the ongoing support they need in various settings, such as at home, in assisted living facilities, or in nursing homes, allowing them to maintain a certain level of independence and quality of life.